M-Chama Account

M-Chama Group Savings Account

Targeted at  group savings to and loans associations. Various payment functionalities available; members contribution, loans, savings, social funds, share out etc.


  • Open to both registered and non-registered Chama’s.
  • Subscription to M-Chama service is free.
  • Easy, secure and convenient access to funds.
  • One can deposit and withdraw from Postbank branch, Mashinani agent and M-Pesa


  • No operating balance.
  • Personalized card fee Kshs.400/=.
  • Money transfer charges apply on transactions conducted on the subscribers’
  • platform.


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