Smata Account

Smata Account

This is an affordable savings account for children between ages 0 – 18 years.


  • Minimum to open and operate is Kshs.200/=.
  • Parents or legal guardians of children who are 12 years and above can sign a consent form that allows the child to operate their account on their own.
  • Any of the following identification documents (birth certificate, birth notification/ baptism card/ school id/ school leaving certificate/ letter from local administration.


  • Free ATM card
  • Affordable opening balance of ksh.200.

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