Save As You Earn Account

Save As You Earn Account

Save As You Earn Account today and build your tomorrow.The SAYE account is a simple savings plan that gives you an opportunity to save money for that aspiration or need in the future and is designed for people who aspire for their future goals.


  • No ledger/maintenance fee.
  • Tax free interest.
  • Several contract periods to choose from.
  • Flexibility to operate more than one contract simultaneously.
  • Rolling over of mature contracts.
  • Easy monthly payments.
  • Available to employed and self employed individuals.
  • Allows for premature payments for emergencies.

Types Of Accounts

  • Personal account; for an individual
  • Joint account; for 2 or 3 people.
  • Group account; for 4 or more people.
  • Trust account; for a company or legally constituted body.
  • Children account; for a child below 18 years of age

Mode Of Contribution

Mode of Contribution

  • Employed/salaried customers: check-off system or standing order.
  • Self employed customers: Cash/Cheque deposit at any branch.
  • Both employed and self-employed can deposit into SAYE account via M-pesa using Postbank ‘s Pay bill No. 200999.

Types of Contracts and minimum monthly contribution

  • 3 – 5 months Kshs.10,000/=.
  • 6 – 8 months Kshs.5,000/=.
  • 9 – 11months Kshs.3,000/=.
  • 12 – 23months Kshs.1000/=.
  • 24 months and over Kshs.500/=.


  • Original and copy of national ID or passport.
  • Duly completed SAYE application form.
  • Minimum monthly contribution of 500/=


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